Buying

What are closing costs?

Closing costs are expenses beyond the down payment, which include items such as appraisal fees, title agent fees, taxes, and escrow funds.
Closing costs are paid at the time the closing takes place. It is important to have an idea of these costs prior to submitting an offer as these can typically range from 3% to 6% of the loan amount. Your mortgage broker can give you an estimate of these costs.

What to expect as a buyer after your offer is accepted:

Notify your Lender

You will need to notify your lender as soon as possible to begin the loan process

Schedule an inspection

Typically the inspection must be done within 7-10 days after offer acceptance.

Funds are accessible

Make sure your funds for closing are ready and accessible

HOA application

Apply for HOA approval if applicable.

appraisal and homeowners insurance

Your lender will schedule an appraisal, if applicable, and guide you to apply for homeowners insurance.

Closing approved

When the closing has been approved and cleared, you will be instructed on how to wire the necessary funds to the title agent.

walkthrough of home

The day before, or the day of closing you will do a walkthrough of the home.

Closing day

You will meet with the title agent to sign all documents and get your keys!
Your agent will be with you and guide you through this entire process. You are not alone in the process!!

Mortgage Calculator

Use the Mortgage Calculator below to give you an idea of what your mortgage payment would be based on purchase price, loan amount, down payment and interest rate.

Javascript Mortgage Calculator by MortgageCalculator.org

Moving Guide

The process of moving can be a very stressful time. Here is a good guide to help you prepare.

Experience, Dedication, Results.

Get Started Today

Ready to find your dream home or sell your current one? We’re here to help. Reach out to us to schedule a consultation or explore our resources for buyers and sellers. Let’s make your next move your best move.